I seem to have proved one of them I was sceptical about
1. Never auto-renew. Loyalty is expensive. - we probably already know this 2. Don't assume third party is the cheapest 3. Getting insurance 20-26 days ahead is the optimum time and can save £100s This is the one I doubted. Got prices a week or so ago. Now my cheapest renewal is £20 more 4. Got more than one car? Multi-car insurance can sometimes save £100s – even if you’ve different renewal dates 5. Adding a responsible 2nd or 3rd driver can cut costs, eg, your dad or Aunt Dot 6. See if legitimately tweaking your job title could save £100s 7. Beware paying monthly – you're essentially taking an expensive loan 8. You can switch mid-year, so don't automatically wait for renewal 9. Get on the electoral roll – it matters 10. Consider if you need add-ons such as protected no-claims or breakdown cover
I was with M&S last year. Renewal £174. Seemed high. Cheapest online was £125 Asked them if they could match. No but they will give me £50 in M&S vouchers. All fine as the boss goes in there regularly.
Next year I will be on the case just under a month to go. Will also try the cash back sites for the first time
Cheapest I had was with the RAC. Must be good, mustn't it ? Reading reviews said not
Music. Better kit gives more music Played last :
Leftfield -Creedence Clearwat Revival -Cracker -The Hold Steady -Eno -Ry Cooder -Comsat Angels -Colosseum -Eric Clapton -Chrome -Chameleons -Captain Beefheart -Camper Van Beethoven -Peter White -Chris Rea -Brand X -Rick Springfield -Mogwai -Jack Bruce -Robbie Robertson -Box Car Racer -Neil Cowley Trio -Angels & Airwaves -Bonzo Dog Band -Beach Boys -Jeff Beck -Be Bop Deluxe -Bauhaus -Kevin Ayers -Audience -Santana -David Sancious -Cream
1. Always shop around, even if you use a broker 2. Men should have an additional female driver, it brings the price down 3. If you have a modified car, Adrian Flux and Chris Knott are specialists 4. Declare everything, including optional extras bought with the car such as different wheels 5. Use Parkers to assess value for its age, never over-estimate the value as you will not get it but the premiums will go up 6. Never accept the renewal quote without bargaining them down 7. If you use the car to commute to work, make sure it's in the insurance 8. If you belong to a car club or forum, you will often get a discount