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Post by stanleyb on Jan 28, 2019 8:48:50 GMT
Health reasons caused me to start working for myself. My average time off work, including holidays, was 10 weeks a year during the period of 1998 to 2005. Once I was made redundant I realized that my health issues would not get me very far in finding another job.
Working from home at a leisurely pace for most of the time has given me a chance to do other things. With the mortgage out of the way, even the wife can now afford to work part time. So no real complaints here.
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Post by MartinT on Jan 28, 2019 9:44:37 GMT
So actually your illness was serendipity, leading you in another direction?
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Post by MikeMusic on Jan 28, 2019 9:50:53 GMT
Health reasons caused me to start working for myself. My average time off work, including holidays, was 10 weeks a year during the period of 1998 to 2005. Once I was made redundant I realized that my health issues would not get me very far in finding another job. Working from home at a leisurely pace for most of the time has given me a chance to do other things. With the mortgage out of the way, even the wife can now afford to work part time. So no real complaints here. Main reason I look after my body so much now is due to the problems I had, being allergic to pain, not so keen on being ill either. I'm often asked how can I do what I do, yoga, dog walks, bike riding, breathing exercises, drinking loads of water, diet. Easy - Self interest. Could still be working if I had been able to cut down gradually. That was the plan. Never managed it. If I had been able to see the future from years back I would have understood retirement was the best way and not harmful |
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Post by MikeMusic on Jan 28, 2019 9:52:18 GMT
So actually your illness was serendipity, leading you in another direction? A good kicking is Nature's way of telling you to change  |
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Post by MartinT on Jan 28, 2019 12:46:24 GMT
A good kicking is Nature's way of telling you to change Indeed, it happened to me when Xerox Engineering Systems collapsed and made 10,000 staff redundant. |
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Post by Deleted on Jan 29, 2019 8:57:55 GMT
I’m 35 this year and have no idea what my plans for later life are. I think I’ve always been too impulsive and perhaps shortsighted to bother with ‘big plans’.
Reading this thread has made me consider things though.
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Post by MartinT on Jan 29, 2019 10:16:38 GMT
If you do one thing, Martin, make sure you have a good quality pension in place. If you wait until you're much older, the rewards will be very much less. Remember that it's like a savings plan but your employer is forced to contribute, too.
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Post by MikeMusic on Jan 29, 2019 11:41:02 GMT
My plans were to continue working forever, gradually cutting down but still going in 1 or 2 days a week to the very end. That was the plan |
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Post by MartinT on Jan 29, 2019 14:45:44 GMT
Do you ever hanker after running a small business, Mike?
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Post by Deleted on Jan 29, 2019 15:25:09 GMT
When I was 18, a long time ago, i had these life assurance policies which 10 and 15 years long, anyway I dumped them in the pension when they matured, that helped at the time.
Though when you are self employed at one point you could legally put 22% of your earnings away, now I just put my dividends in the pension fund. We have a SSAS pension which means we can control it ourselves (within reason)
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Post by MikeMusic on Jan 29, 2019 15:56:08 GMT
Do you ever hanker after running a small business, Mike? Been there, for over 30 years. Would have preferred a *good* partner or two and we could have made a very large company. Too often I had to do far too much. Good times, bad times and some horrid times A recycled salesman learning on the job |
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Post by MikeMusic on Aug 20, 2019 13:19:58 GMT
Thinking on how much I have to do earlier while walking the dogs. My time is taken and even then I don't get around to so many bits and pieces. This after well over 3 years retired. Odd I used to wonder what the hell I would do with my time when retired I've taken on various tasks from the boss as well. She's almost as bad. Many items we don't use were her idea. No longer do I suggest bargains from Ebay to her as she always said "Yes !" If I had taken full weekends and holidays when I was working there would be a lot less to sort, bin, donate and sell. Still have many items I stopped my old company throwing away. If I spent less time listening to music there would be more time available |
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Post by naim1425 on Aug 21, 2019 11:35:37 GMT
Well I get about a grand a week on my private pension, House paid off, have a place in Portugal which I don’t use at the moment due to health issues ,family use it tho, we have no debt at all don’t use credit cards.wife teaches,I gave up work 8 years ago and I wish I had not because since I gave up I have had a lot of health issues, when I was at work I was fit as a lop, hobbies were scuba diving, music/hifi,horse riding and a bit of rally driving.Now the only exercise I get is going to the hospital, bit of fishing,gardening and mounting my wife.l fill my time in by buying stuff I don’t really need off eBay and Amazon and of course music. l enjoy this forum because there seems to be some nice down to earth people on it . it also seems as a lot of members have health issues as well, so I’m not alone.At the next TASBO there should be a corner for the unwell or the hypochondriacs or at least a thread on the TAS forum Goals in life stop having operations (4 last year) and living life to the max if that does not happen sell house in Portugal and buy a barn over in the uk and look into hearing some Mcintosh gear
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Post by MartinT on Aug 21, 2019 12:17:34 GMT
At the next TASBO there should be a corner for the unwell or the hypochondriacs or at least a thread on the TAS forum Goals in life stop having operations (4 last year) and living life to the max We may as well just hire a corner for the next The ASBO then! More seriously, feeling young is the first stage to recovery. I know after surgery and chemo I felt about 90 years old and was barely able to carry my own weight. Regaining the will to recover was the first hurdle. I'm glad you're still posting here and things should improve if you keep listening to music. Nothing is more cathartic for me. Think young, stay young. |
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Post by Slinger on Aug 21, 2019 12:38:20 GMT
...Now the only exercise I get is going to the hospital, bit of fishing,gardening and mounting my wife.I didn't realise taxidermy was that physically demanding.  |
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Post by naim1425 on Aug 21, 2019 13:38:05 GMT
At the next TASBO there should be a corner for the unwell or the hypochondriacs or at least a thread on the TAS forum Goals in life stop having operations (4 last year) and living life to the max We may as well just hire a corner for the next The ASBO then! More seriously, feeling young is the first stage to recovery. I know after surgery and chemo I felt about 90 years old and was barely able to carry my own weight. Regaining the will to recover was the first hurdle. I'm glad you're still posting here and things should improve if you keep listening to music. Nothing is more cathartic for me. Think young, stay young. back to hospital for more tests this afternoon,Martin.i had to cancel wrist operation last week because of other the more important underlying problems.i need to stop listerning to this
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Post by naim1425 on Aug 21, 2019 13:43:44 GMT
...Now the only exercise I get is going to the hospital, bit of fishing,gardening and mounting my wife.I didn't realise taxidermy was that physically demanding. |
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Post by MartinT on Aug 21, 2019 14:16:37 GMT
Who could watch 36 mins of that!
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Post by naim1425 on Aug 21, 2019 18:46:37 GMT
I lasted 90 seconds
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Post by MikeMusic on Mar 31, 2020 14:48:44 GMT
I've been practising what most of us are now doing since May 2016 Good practice for what you will be like when you retire. Glad to say it works very nicely for me and I still have so much to do, no matter what I do Not having visitors is a nice bonus for me - and all the other anti social types |
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